Rafael Gallardo is currently co-founder and CDO (Chief Digital Officer) of Weecover, responsible for Digital Product and Technology for insurance. Previously he was Digital Customer Manager at Zurich Insurance for 5 years and CDO at Grupo Oceano for 10 years where he was responsible for publications and digital content for education for more than 20 countries. Previously he was the co-founder of the consulting and software creation company Autentia, and was also Webmaster at Credit Suisse and the Red de Colegios Profesionales in Spain. He has managed digital projects for companies such as Mercedes-Benz, L’Oreal, Telefónica or Grupo Prisa. Since the beginning of his professional career, in 1996, he has worked exclusively on digital projects on the Internet, both in its technological and business aspects.