Ruben Levy is the Nect Country Manager for Spain, leading operations, sales and strategy for the region.

Prior to his current role Ruben, cumulated more than 10 years of experience in the banking and financial sector and served in a number of senior roles in large companies and Startups.

Previously, Mr. Levy oversaw Merchant Credit Risk domain of Intergiro, a Swedish BaaS fintech, covering Compliance related matters with Swedish Financial Supervisory Authority, Card Schemes management, Underwriting, Onboarding and Fraud & Credit Risk Monitoring.
He, before that, was the Head of Underwriting at Moss an expense management and lending fintech, based in Berlin, managing a portfolio of EUR 6 million of credit lines.
Formerly Mr Levy, gained his experience through his career at companies like Klarna, as senior Business Underwriter and Paypal supervising the Merchant Credit Risk high risk segment handling portfolio of up to EUR 80 millions of credit risk exposure.

Additionally, his passion for entrepreneurship, innovation and digitization of services together with a clear vision of how fintech and insurtech could bring solutions to a rusty financial and banking system, led him to advise and co-lead the creation of a Coinscrap a microsaving insurtech.