Driven by regulatory, technology and competitive dynamics Open Banking is changing the industry across the globe. Next generation business models and opportunities are emerging, marked by new principles of openness, data sharing and flexibility. The innovation is both speeding up the digital transformation of banks and giving all players the opportunity to deliver seamless and engaging experiences to clients, whenever and wherever they expect them. In this new environment a collaborative mindset is key to tackle the challenges and create attractive value propositions. Leveraging on strategic partnerships in mutually beneficial ecosystems accelerates innovation to deliver more valuable and scalable services.