Over 20 years of international experience with a successful track record for business innovation and digital transformation for financial services organizations such as Liberbank, Banco Santander and JPMorganChase. Head of Digital Innovation at Liberbank, responsible for Agile Methodologies, Open Banking ecosystem, Fintech collaboration and Open Innovation roadmap. BSc in Computer Science by the University Pontificia of Comillas, PDD in Business Administration at IE Business School.