Javier holds a Master’s degree in Law and business administration from the Complutense University of Madrid. A Pre-Doctorate in Law, MBA and a Master’s degree in finance and banking direction. In his current role as Global Head of Banking and IATA Pay at IATA (International Air Transport Association), Javier is responsible for designing and leading new cash management and payments solutions which support airlines’ financial health and enables IATA to make its financial services cheaper, faster and safer. Prior to IATA, Javier held various positions at Accenture in the area of strategic banking consulting.